Built by people who know the trades, for professional contractors.
Contractors Professional Liability Insurance is the specialty division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a professional services exclusion or design error shows up in a claim denial.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- E&O & design-build specialists
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read contracts, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a design error, a missed milestone, or a contract dispute triggers a professional liability claim.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors, tradespeople, and professional operators the right way.
Expanded to specialty professional markets
After placing programs for dozens of contractor trade categories, CCA extends expertise to design-build firms, project managers, and professional contractors with unique E&O profiles.
Dedicated professional liability division
Contractors Professional Liability focuses CCA's expertise on professional contractors — firms where E&O, design-build, contract disputes, and professional services are the real risks.
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Professional contractors insured nationwide
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Years placing contractor E&O programs
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Average quote turnaround
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States licensed & writing
Four things we won't compromise on.
Contractor-first, always
Josh spent years in the trades before starting the agency. We speak the language of professional contracting because we know what happens when coverage fails at claim time.
Coverage that closes the gaps
Professional services exclusions, design errors, and contract disputes — we address the risks standard business markets miss.
A-rated markets only
We shop carriers with the financial strength and professional-liability experience to be there when an E&O claim, a design dispute, or a contract lawsuit hits.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your contracting firm actually requires.
Ready to protect your contracting firm?
Get a 15-minute quote from specialists who understand professional contractor liability — E&O, design-build, contract disputes, and professional services exposure.